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April 15, 2024
Retirement Planning
How to Track Down and Reclaim Your Lost Pensions
In the UK, there are billions of pounds sitting in unclaimed pensions, waiting for their rightful owners to come forward.
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April 11, 2024
Retirement Planning
The Pros and Cons of Pension Consolidation: Is It Right for You?
The advantages and disadvantages of pension consolidation, along with essential factors to consider before making a decision.
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March 22, 2024
Industry Insights
More than £50bn of pension savings ‘at risk of being left behind’
The research suggested that at least 4.8 million pension pots were considered to be ‘lost’ among the UK population in 2023.
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February 5, 2024
Industry Insights
Mid-lifers facing uphill challenge to save for comfortable retirement
A savings pot of around £530k in today’s money terms is needed for a comfortable retirement, and that’s on top of state pension income.
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September 25, 2023
Retirement Planning
Annuities Explained: Guaranteed Income For Life
An annuity offers a guaranteed income for the rest of your life in retirement, regardless of how long you live or how the stock market performs.
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July 28, 2023
Industry Insights
Pensions Regulator calls for schemes to offer members midlife MoTs
“That planning should start sooner rather than later. Taking the midlife MoT should be seen as an essential part of the pensions journey.”
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Retirement Planning
Are you emotionally ready to retire?
Retirement is both financial and psychological and it is important to consider both aspects as you approach retirement.
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Retirement Planning
What is the MPAA?
There’s a lot of technical jargon in financial services and this can be confusing for people who want to understand their retirement options.
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Retirement Planning
How does the State Pension work?
The State pension is a political hot potato, due to its inflation ‘triple lock’ ensuring that it should keep pace with inflation.
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Retirement Planning
Understanding Your Retirement Options
To help you make a more informed choice when it comes to your retirement – or at least to get an idea of the options you have available to you...
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Investments
What Can I Invest In?
One of the first steps in investing is to understand the different asset classes that are available to you.
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Investments
What is ESG Investing?
ESG investing considers environmental, social, and governance factors when making investment decisions.
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February 10, 2023
Investments
How Does Inflation Work?
Inflation is an economic phenomenon that affects the purchasing power of money.
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February 10, 2023
Estate Planning
The Importance of Setting Up a Will
A will is a legal document that specifies how you would like your assets to be distributed after you pass away.
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February 10, 2023
Estate Planning
What is Estate Planning?
Estate planning is an important aspect of financial planning - there are a variety of tools and strategies available to help manage your assets.
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February 10, 2023
Estate Planning
Setting Up A Trust
A trust is a legal arrangement where a trustee holds and manages assets on behalf of one or more beneficiaries.
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February 10, 2023
Estate Planning
What is Inheritance Tax?
Inheritance tax is a tax levied on the transfer of property or wealth from one person to another upon death.
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February 10, 2023
Protection Planning
What is Protection Planning?
Protection planning is an important aspect of financial planning that helps to ensure that you and your loved ones are protected.
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February 10, 2023
Protection Planning
Life Insurance or Critical Illness Cover?
Life Insurance and Critical Illness Cover are two popular forms of protection planning that help to provide financial security.
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February 10, 2023
Protection Planning
Do I need Income Protection?
Income protection is a type of insurance that provides financial support if you are unable to work due to an illness or injury.
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June 21, 2023
Business Owners
Securing your retirement as a business owner
A pension can allow you to extract wealth from a business tax-efficiently, which can build up over time to help with your long-term financial plan.
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June 20, 2023
Business Owners
How to take income from your company
Deciding how to take income from your company can be hard. I've covered the pros and cons of salaries, dividends and employer pension contributions.
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May 10, 2024
Industry Insights
Retirement incomes forced to stretch further amid demographic changes
More than one million families are expected to contain more than one retired generation by 2034.
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May 9, 2024
Industry Insights
Two fifths of current UK retirees have retirement regrets
Two in five (40 per cent) current UK retirees would have done something differently in how they approached their retirement.
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May 8, 2024
Industry Insights
Majority of savers don’t know the annual limit for ISA contributions
Only 26% of savers can correctly identify the annual ISA contribution limit of £20,000, according to research from Shawbrook Bank.
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May 7, 2024
Industry Insights
More than two in five self-employed people don’t pay into a personal pension
Over two in five (41 per cent) self-employed people do not pay into a personal pension, research from CMC Invest has revealed.
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April 19, 2024
Industry Insights
Retirees falling short of pension income expectations
Retirees have £119,000 less than they hoped for in their pension savings, potentially impacting their retirement lifestyle.
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