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July 25, 2023
Industry Insights
Nearly a quarter of savers unaware of option to combine pension pots
The research found that 91% of people have held more than one job in their careers, but 80% have never combined their pension pots.
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July 24, 2023
Industry Insights
Annuity rates increase by 20% year on year
Annuity rates increased by 20 per cent in the 12 months to June 2023, adding over £25,000 to lifetime income, Standard Life has found.
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July 14, 2023
Retirement Planning
Pension Consolidation: 4 Common Questions Answered
Consolidating your pensions can offer benefits such as reduced administration, potential cost savings, and improved investment performance alignment.
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March 15, 2023
Industry Insights
Plans to scrap lifetime allowance among raft of pension changes in Budget
Chancellor Jeremy Hunt has confirmed plans to abolish the lifetime allowance, whilst the annual allowance will be increased from £40,000 to £60,000.
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March 7, 2023
Client Stories
Real Retirement: What our clients are up to
This week a couple of our clients have shared photos of themselves enjoying retirement.
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February 10, 2023
Investments
How Does Inflation Work?
Inflation is an economic phenomenon that affects the purchasing power of money.
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April 15, 2024
Retirement Planning
How to Track Down and Reclaim Your Lost Pensions
In the UK, there are billions of pounds sitting in unclaimed pensions, waiting for their rightful owners to come forward.
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April 11, 2024
Retirement Planning
The Pros and Cons of Pension Consolidation: Is It Right for You?
The advantages and disadvantages of pension consolidation, along with essential factors to consider before making a decision.
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September 25, 2023
Retirement Planning
Annuities Explained: Guaranteed Income For Life
An annuity offers a guaranteed income for the rest of your life in retirement, regardless of how long you live or how the stock market performs.
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July 14, 2023
Retirement Planning
Pension Consolidation: 4 Common Questions Answered
Consolidating your pensions can offer benefits such as reduced administration, potential cost savings, and improved investment performance alignment.
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Retirement Planning
What to Expect in Retirement.
After a lifetime of working and saving, it's important to have a clear plan in place for how to make the most of your golden years.
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Investments
What Can I Invest In?
One of the first steps in investing is to understand the different asset classes that are available to you.
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Investments
What is ESG Investing?
ESG investing considers environmental, social, and governance factors when making investment decisions.
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February 10, 2023
Investments
How Does Inflation Work?
Inflation is an economic phenomenon that affects the purchasing power of money.
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February 10, 2023
Estate Planning
The Importance of Setting Up a Will
A will is a legal document that specifies how you would like your assets to be distributed after you pass away.
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February 10, 2023
Estate Planning
What is Estate Planning?
Estate planning is an important aspect of financial planning - there are a variety of tools and strategies available to help manage your assets.
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February 10, 2023
Estate Planning
Setting Up A Trust
A trust is a legal arrangement where a trustee holds and manages assets on behalf of one or more beneficiaries.
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February 10, 2023
Estate Planning
What is Inheritance Tax?
Inheritance tax is a tax levied on the transfer of property or wealth from one person to another upon death.
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February 10, 2023
Protection Planning
What is Protection Planning?
Protection planning is an important aspect of financial planning that helps to ensure that you and your loved ones are protected.
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February 10, 2023
Protection Planning
Life Insurance or Critical Illness Cover?
Life Insurance and Critical Illness Cover are two popular forms of protection planning that help to provide financial security.
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February 10, 2023
Protection Planning
Do I need Income Protection?
Income protection is a type of insurance that provides financial support if you are unable to work due to an illness or injury.
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June 21, 2023
Business Owners
Securing your retirement as a business owner
A pension can allow you to extract wealth from a business tax-efficiently, which can build up over time to help with your long-term financial plan.
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June 20, 2023
Business Owners
How to take income from your company
Deciding how to take income from your company can be hard. I've covered the pros and cons of salaries, dividends and employer pension contributions.
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May 10, 2024
Industry Insights
Retirement incomes forced to stretch further amid demographic changes
More than one million families are expected to contain more than one retired generation by 2034.
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May 9, 2024
Industry Insights
Two fifths of current UK retirees have retirement regrets
Two in five (40 per cent) current UK retirees would have done something differently in how they approached their retirement.
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May 8, 2024
Industry Insights
Majority of savers don’t know the annual limit for ISA contributions
Only 26% of savers can correctly identify the annual ISA contribution limit of £20,000, according to research from Shawbrook Bank.
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May 7, 2024
Industry Insights
More than two in five self-employed people don’t pay into a personal pension
Over two in five (41 per cent) self-employed people do not pay into a personal pension, research from CMC Invest has revealed.
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April 19, 2024
Industry Insights
Retirees falling short of pension income expectations
Retirees have £119,000 less than they hoped for in their pension savings, potentially impacting their retirement lifestyle.
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